Is Age Your Greatest Investment?

Time passes swiftly and before you know it will be years, when you will sit back and review all that you have done.

What could you be anticipating at that very moment?

With grandchildren surrounding you as you spend your retirement at home; you could still anticipate more if you could consider getting an endowment policy from a company of your choice.
An endowment policy is a saving for a given period of time either for 10, 15, 20, 25, or 30 years which provides you the insured a payable sum of money if the policy matures or any beneficiary you may have indicated in case you may not be around.

Suppose you have financial needs that you may wish to meet periodically, the endowment policy would be very suitable as the plan accumulates a cash value at the end of the second year. Not only that, it would be possible to borrow against the cash value of your plan in case of an emergency or in case a need to settle a major financial issue arises.

Under the endowment policy, the insured (you) will be paid a 25% of the amount expected in the end of each 1/3 of the term. Suppose you get an endowment policy that runs for 15 years, and after the 15 years you expect a lump sum of $10, 000,000. You will be paid 25% of the lump sum at the end of every 5 years. Meaning you will be paid an amount of $ 2,500,000 after every five years till the 15 years are over.


I generally like the idea that one could still invest on the partial payouts. With a suitable company you could get very competitive interest and this would be another stream of generating your income. Not only that, in case the insurer happens to pass on, the beneficiary will receive the whole lumps sum regardless of the partial payments that were made to the insurer.

While with an endowment policy an accrued bonus is available and it accumulates substantially as the term elapses acting as a return to your investment or a pay off in case the insurer has passed on.

Your golden tomorrow and any anxieties of your loved ones is anchored and protected by the endowment policy you take today. Be the old man who loves and thinks about his family.

Learn more about Endowment Policy