Is Age Your Greatest Investment?

Time passes swiftly and before you know it will be years, when you will sit back and review all that you have done.

What could you be anticipating at that very moment?

With grandchildren surrounding you as you spend your retirement at home; you could still anticipate more if you could consider getting an endowment policy from a company of your choice.
An endowment policy is a saving for a given period of time either for 10, 15, 20, 25, or 30 years which provides you the insured a payable sum of money if the policy matures or any beneficiary you may have indicated in case you may not be around.

Suppose you have financial needs that you may wish to meet periodically, the endowment policy would be very suitable as the plan accumulates a cash value at the end of the second year. Not only that, it would be possible to borrow against the cash value of your plan in case of an emergency or in case a need to settle a major financial issue arises.

Under the endowment policy, the insured (you) will be paid a 25% of the amount expected in the end of each 1/3 of the term. Suppose you get an endowment policy that runs for 15 years, and after the 15 years you expect a lump sum of $10, 000,000. You will be paid 25% of the lump sum at the end of every 5 years. Meaning you will be paid an amount of $ 2,500,000 after every five years till the 15 years are over.


I generally like the idea that one could still invest on the partial payouts. With a suitable company you could get very competitive interest and this would be another stream of generating your income. Not only that, in case the insurer happens to pass on, the beneficiary will receive the whole lumps sum regardless of the partial payments that were made to the insurer.

While with an endowment policy an accrued bonus is available and it accumulates substantially as the term elapses acting as a return to your investment or a pay off in case the insurer has passed on.

Your golden tomorrow and any anxieties of your loved ones is anchored and protected by the endowment policy you take today. Be the old man who loves and thinks about his family.

Learn more about Endowment Policy

Save Life in a Life Vest

Have you ever wondered what your life would be like twenty years from now? Listen to this. Most people assume that their lives will be prosperous and successful in the future and they aren’t doing anything to realize these dreams. This is more or less like gambling with your own life and everyday you wake up, you wake up assuming the same mirage. Your life could be more risk free if you could own it and finance it at the same time. So where can we draw the starting line towards improving one’s future? Start by financing your life. This is possible if you start by figuring out how much you are earning. The most interesting part towards earning your life vest is setting aside as little as 10% and there you are you already have a life vest of your own. CFC Life has such a life vest. This is a unique insurance policy which allows you to put aside part of your earnings for the future in simple, easy and affordable monthly payments. By doing so you get a compulsory life cover, a life protection making sure you are covered in case you encounter the unseen risk that pose a threat to our precious life. It is always a great relief to know that someone is checking your back and ready to help you stand on your feet once you fall. Take a closer look at the table below which indicates the affordable premiums payable on a monthly basis or annually. Choose a life vest that suits you best. By setting aside KShs 5,000 every month for five years, you will have invested KShs 350,067. You could ensure your life vest fits you best by choosing the premium that best suits you. The monthly deposits will accumulate annually till the plan you choose is over. Under your life vest you will be able to acquire benefits every year. CFC Life stands to see your future more sustainable and predictable unlike previously when you never had a life vest or a compulsory life cover. By seeing your life five years from now and initiate a savings plan, you set your life in a new path and a life fully financed. Learn More